September 2, 2010 – Today’s mortgage rates are constant, maintaining record low levels despite a slight decline of -6/32 (FNMA 30-yr 4.0 at 103.02) in mortgage-backed securities prices, which drive mortgage rates in the opposite direction, following several bits of economic data coming in close to expectations.
Current 30-year fixed mortgage interest rates remain at a record low 4% for well-qualified consumers who pay a standard .07 to 1 point origination and have at least a 20% down payment. Today’s 15-year fixed mortgage rates are steady at 3.625%, also an all time low.
FHA mortgage rates today are steady as well. Today’s FHA 30-year fixed interest rate is 4%, the same as today’s conforming mortgage rate; however, closing costs are higher because of MI and other FHA fees.
FHA mortgage rates today are steady as well. Today’s FHA 30-year fixed interest rate is 4%, the same as today’s conforming mortgage rate; however, closing costs are higher because of MI and other FHA fees.
Jumbo mortgage rates are unchanged and today’s jumbo 30-year fixed mortgage rate is 5.125%.
Wells Fargo mortgage rates haven’t budged and Wells Fargo’s 30-year fixed loan rate is 4.375%.
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